| swealtelano | Дата: Среда, 27.08.2014, 02:20 | Сообщение # 1 |
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Generally, purchasers need at least 5% for a down payment and satisfactory financial debt ratios to qualify. Mortgage loan insurance is typically necessary for down payments less than 20%. Canadians can also tap into their RRSP for down payment funds up to $25,000 ($50,000 per couple). Gross Debt Service ratios, or the percentage of borrowers’ gross monthly income devoted to housing costs, typically should be less than 32%. http://www.cheapjerseyshop.us.com/ - Cheap Jerseys Online.http://www.cheapjerseyshop.us.com/ - Cheap Jerseys From China. Total Debt Service ratios, which also include other financial obligations, must not exceed 40%.According to the Canada Housing and Mortgage Corporation’s 2010 Mortgage Consumer Survey,http://www.cheapjerseyshop.us.com/ - Cheap NFL Jerseys, Canadian borrowers tend to be mainly mortgage savvy and self-confident with their purchasing choices. 90% of first-time buyers said that they made their mortgage decision with a good understanding of the options offered to them, 81% of house buyers felt quite at ease with their current mortgage debt, and 92% agreed that “homeownership is a good long-term investment.”
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